Allnet Insights websites (each, this/the “website,” and collectively, the “websites”) are operated by Allnet Insights or its affiliated companies. These terms & conditions that we post on the website from time to time (“Terms of Use”) set forth all the terms and conditions under which, you may enter and use the website and any services available on the website, which may include but are not limited to the following:

• The ability to purchase products through an online store or the ability to create a user profile and submit user-generated content to the website (collectively the “Services”).

• Registration to use the services or some features of the website may be necessary. As part of the registration process, you may be required to select a user name and password, which may require that you provide a screen name and/or a valid email address (“User ID”).

Please read all terms & conditions carefully. By entering, accessing, or using the website (or registering with the website), you agree to the terms & conditions without limitation or qualification.

 If you do not agree to the terms & conditions (without limitation or qualification), you are not authorized to view or use the website. You must exit this website and cease all access to its use on any grounds, with immediate effect, failure to which offenders can be penalized. The Terms of Use govern your access to and use of the Allnet Insights, regardless of how you access the website (internet, mobile network, etc.).

 BY USING THE WEBSITE, YOU AFFIRM THAT YOU ARE BOTH A LEGAL RESIDENT OF ONE OF THE 50 UNITED STATES OR THE DISTRICT OF COLUMBIA AND YOU ARE EIGHTEEN (18) YEARS OF AGE OR OLDER. YOU ALSO AFFIRM, BY ACCESSING OR USING THE WEBSITE, THAT YOU ARE OF LEGAL AGE TO ENTER INTO THIS AGREEMENT OR, IF YOU ARE NOT, THAT YOU HAVE OBTAINED PARENTAL OR GUARDIAN CONSENT TO ENTER INTO THIS AGREEMENT.

 These terms & conditions state the legally binding terms concerning your use of the website. Allnet Insights reserves the right to modify or change the terms and conditions at any time without prior notice to you.

 Such modification or change shall be effective upon posting on the website. If Allnet Insights revises the Terms of Use, it will also revise the “Last Updated” date at the top of this page.

 The most current version of the terms and conditions can be reviewed by clicking on the “TERMS” or "TERMS OF USE" hypertext link located at the bottom of the main page of the website. Your continued entry to and/or use of the website after Allnet Insight posts any revised terms & conditions constitute your agreement to any such revised Terms of Use.

1. General Use and Restrictions.

1.1. Use of website, conditioned upon, and subject to, your strict compliance with the Terms of Use, Allnet Insights grants you a personal, non-exclusive, non-transferable, limited license to enter and use the website to view information, use the services, and for other purposes expressly permitted by Allnet Insights in writing on the website.

You agree not to enter or use the website for any purpose that is prohibited by the Terms of Use or is otherwise unlawful. You further agree to comply with all applicable U.S. laws, statutes, ordinances, regulations, contracts, and applicable licenses regarding your use of the website.

Allnet Insights may, in its sole discretion, terminate or suspend your entry to, and/or use of, the website, or any portion thereof, at any time, with or without notice and for any reason (or no reason), and you agree that:

 A.) If your authorization to enter the website is terminated, you will not thereafter enter, or attempt to enter, the website, directly or indirectly, and

 B.) If your authorization to enter the website is suspended, you will not thereafter enter, or attempt to enter, the website, directly or indirectly, until your suspension is removed and Allnet Insights gives you express notice thereof.

1.2. Information Provided

If you provide any information to us, you agree to provide only true, accurate, current, and complete information. Use of this website is governed by our Privacy policy which we encourage you to review by clicking on the hypertext link located at the bottom of the main page of this website. Allnet Insights’ use of personal information that may be submitted by children to this website is governed by the Privacy policy.

2. General

2.1 Account and Password.

 Allnet Insights issues user accounts to use the services. A username and/or initial password for operating the account will be issued to you (each user of the service shall be referred to herein as a “Registered User”). The portions of the website available to the general public and Registered Users may vary.

 You may not be able to access all features or use all services on the website if you fail to become a Registered User. You may not authorize any third party to enter and/or use your account on their behalf. Accordingly, you agree to protect your username and password by, among other things, keeping your username and password confidential.

 If notwithstanding the foregoing obligation, you allow another party to use your username and/or password to access your Account, you will be responsible for all use by the party using your Account. You agree to:

• Immediately notify AllnetInsights of any unauthorized use of your password or any other breach of security, and
• Ensure that you exit from your account at the end of each session.

2.2 Submissions and User Generated Content

2.1. The website may contain bulletin boards, chat groups, forums, and other interactive areas that allow users to express their opinions and post information and/or other materials (collectively, “User-Generated Content”). We do not monitor all of the User Generated Content posted or transmitted by users and third-party information providers. You may have the opportunity to answer surveys, ratings, and questions posted on the website by Allnet Insights contractors.

 If you choose to respond, you will answer the survey, ratings, and questions on the contractor’s website and will be subject to the contractor’s terms and conditions of use when you submit your responses. The contractor’s terms of use can be accessed by clicking the designated link on the website.

3. Linking and Third-Party Dealings

3.1. Links to External websites.

 Allnet Insights may provide hyperlinks to other websites and Internet resources operated by parties other than it. Allnet Insights has no control over such websites and resources or their privacy policies or terms of use and Allnet Insights’ policies and terms no longer govern. Such hyperlinks are provided for your reference only. The inclusion of hyperlinks to such websites does not imply any sponsorship, affiliation, or endorsement of the material on such websites or with their operators.

 3.2. Linking to the website.

 Subject to the further provisions of this Section 4, Allnet Insights welcomes links to the website from other websites. However, if Allnet Insights demands that you are expected not to link the website or any portion of the website, you agree that you will not, directly or indirectly, link to the website or such portion of the website as directed in our demand, at any time after such demand is made.

4. Intellectual Property.

 4.1 General.

 Except for Content that is in the public domain, the website and all Content, as well as the selection and arrangement of the Content, is owned by (or licensed to) Allnet Insights or its suppliers and is protected by copyright, trade dress, trademark, unfair competition, and/or other laws and may not be used, copied or imitated in whole or in part except as expressly provided herein. Except as otherwise expressly provided in the Terms of Use, all rights in and to the website and Content are expressly reserved by Allnet Insights.

 4.2 Trademarks.

 The brands, logos, tradenames, trademarks (both registered and common law), and service marks (both registered and common law) are the property of Allnet Insights, its affiliates, and their respective licensors. Not all brands, logos, tradenames, trademarks, and service marks of Allnet Insights and its affiliates appear on this website. Except as expressly provided in Section 1.3 above, none of the foregoing may be copied, imitated, or used, in whole or in part, without Allnet Insights’ prior written permission.

 In addition, all page headers, custom graphics, button icons, and scripts are service marks, trademarks, and/or trade dress of Allnet Insights or its licensors and may not be copied, imitated, or used, in whole or in part, without Allnet Insights’ prior written permission.

 5. Parental Controls.

According to Title 47, United States Code, Section 230(d) as amended, Allnet Insights hereby notifies you that parental control protections (such as computer hardware, software, or filtering services) are commercially available which may assist you in limiting access to material that is harmful to minors. Information identifying current providers of such protections is available from OnGuard Online (http://onguardonline.gov/). Allnet Insights does not endorse any of the products or services identified on the aforementioned third-party website.

6. Policy, Notices, and Procedures Regarding Claims of Copyright Infringement

Allnet Insights respects the intellectual property rights of others. If you believe that your work has been copied and is accessible on the website in a way that constitutes copyright infringement, you may notify our agent as provided in Section 8. According to Title 17, United States Code, Section 512(c)(2), notification of claimed copyright infringement should be directed to Allnet Insights.